A Futurpreneur plan whose numbers survive the review.
Futurpreneur's team reads every business plan and cash flow before approving a loan. Their free template gets you a draft — we get you a plan where the financial logic already holds, built personally by an ex-KPMG Deal Advisory analyst.
Collateral-free money — for a plan that earns it.
Futurpreneur's own startup loan plus additional financing through its BDC partnership — with two years of mentorship included. For founders aged 18–39.
The program targets businesses at or near launch — broadly, the first two years of revenue. If you're close to that line, the calendar is part of your application.
Futurpreneur's team reviews your business plan and cash flow projections before approving. Plans with optimistic, disconnected numbers come back with questions — or don't come back at all.
Free templates fill pages. We make the numbers hold.
Futurpreneur's free Business Plan Writer is a genuinely good outline — and it can't check whether your math works. That's what their reviewers do. Here's what we make sure holds before they ever look:
A monthly cash flow that connects to reality
Built bottom-up from your prices, volumes, and costs — not typed into a template. Every line traces to a driver you can defend in the review conversation.
A repayment plan the loan officer can believe
The model shows exactly how the business services the loan month by month — and what happens to that ability if revenue lands below plan.
Assumptions a reviewer can't dismiss
Market-grounded pricing, realistic ramp-up, seasonality where your industry has it. Optimism is the most common reason young founders' plans get bounced.
A funding ask that's itemized, not rounded
What the money buys, when it's spent, and how each dollar shows up in the forecast — the difference between "we need $75K" and a credible ask.
One engagement. Review-ready.
Launch pricing · 2026
Comparable bespoke plans with an editable model run CA$3,500–8,000 at established firms.
The document Futurpreneur's reviewers read — with every number produced by a real bottom-up model.
- ✓ Written business plan, 25–35 pages, Futurpreneur-structured
- ✓ Monthly cash flow & repayment analysis
- ✓ Funding request and use of funds, itemized
- ✓ Market, competitors & operations
- ✓ 2 revision rounds · 7–10 days
Everything on the left — plus the editable Excel engine you keep running the business on after launch.
- ✓ Everything in Business Plan
- ✓ Editable bottom-up Excel model — yours to keep
- ✓ KPI dashboard: 10-minute monthly update
- ✓ Program-requested changes free for 60 days
- ✓ 30-day email support
Wrote your draft in Futurpreneur's free tool? Plan Check — CA$490.
We review it the way their analysts will: where the cash flow breaks, which assumptions get challenged, what to fix before you submit. Fully credited toward any package within 30 days.
Comparing all packages, including the Funded option with until-approval support? See full pricing.
The order buttons open your email app. No email app on this device? Just write to info@clarivagroups.ca — a plain email works exactly the same.
From intake to submission-ready in 7–10 business days.
Intake — 20–30 minutes
A structured written questionnaire: your idea, pricing, costs, and how much you're asking for. No calls required.
We build the numbers first
Artur personally builds the bottom-up cash flow, checks the repayment math, then writes the plan around numbers that already work.
You submit with confidence
You receive the plan and a written walkthrough of every assumption — so you can answer the reviewer's questions in your own words.
Futurpreneur Questions
Futurpreneur has free templates — why pay for a plan?
Many founders do complete it themselves, and if you have the time and the finance background, you should. People hire us for two reasons: time — the plan is done in 7–10 days while you work on the business — and math. The template can't tell you your cash flow doesn't hold; the reviewer will. We build the financial logic to a standard where that conversation goes well.
Am I eligible for Futurpreneur?
The core criteria: you're 18–39, a Canadian citizen or permanent resident, and your business is at or near launch — broadly within its first two years of revenue. Check the current criteria on futurpreneur.ca before ordering; eligibility is between you and the program. Our job is the plan that carries the application.
Does the plan cover the BDC portion of the loan too?
Yes. The BDC top-up rides on the same application and the same plan — there's no separate document to prepare. A plan whose repayment math holds for CA$25,000 is built to hold for the full CA$75,000 ask.
What if Futurpreneur's reviewers ask for changes?
Two revision rounds within 30 days are included with every package. On Plan + Live Model, changes requested by the program on the same application are free for 60 days — and you have the editable model, so small tweaks are yours to make in minutes.
Can you guarantee approval?
No one can honestly guarantee a lending decision — the program also weighs your credit history, commitment, and mentorship fit. What we guarantee is the work: a plan and cash flow built to the standard their reviewers expect, revisions if they ask for changes, and a 100% money-back guarantee if the deliverable doesn't match what we agreed in the intake.
The eligibility window doesn't wait. Neither should the plan.
Submission-ready in 7–10 business days. Built by an ex-KPMG advisor. Money-back guarantee if the work doesn't match your intake brief.