Run and grow your business with clarity
“Tell me what’s worrying you, and we’ll answer it from your numbers.”
Artur Podgornyi · Founder · KPMG Deal Advisory
Which of these sounds like you?
Something else on your mind? Describe it in one sentence and we'll come back with which of the three fits – or with a straight no.
One firm for every stage of the business
Three practices and the same people behind all of them. We come in at the stage you are at, and stay for the ones after it.
- ✓ Business plan for banks, CSBFP-ready
- ✓ 5-year forecast & break-even
- ✓ KPI dashboard
- ✓ Delivered in 7–10 business days
- ✓ Marketing, range, prices and clients, read together
- ✓ Where the business is losing money, found and sized
- ✓ What to fix first, ranked by what it is worth
- ✓ A budgeted 90-day action plan
- ✓ A site structure approved before design begins
- ✓ Booking, payments, maps & analytics
- ✓ Local SEO, GEO & Google Business Profile done properly
- ✓ Site Care: updates & a monthly report
The whole cycle, in four steps
Free. Send a link; one page back on how your business looks from outside.
Plan Check or Digital Checkup: what to fix, in writing.
The plan and its model, the growth audit, or the site build.
Kept current against your actuals, by people who already know the business.
The diagnostic is credited in full toward the work – in any of the three practices.
Step one is free, and it is the same door for all three. Send a link and nothing else. You get back the weak points we can see from outside, and what we would do about each one.
Get my free First Look →Two ways in. Start where you actually are
You do not have to start at the beginning. Come in at whichever step answers the question you have right now – the rest of the path keeps until you need it.
Tell us your numbers once, and never assemble them again
Two places where you can walk away with your money
One before we start, while neither of us knows what we'll find. One after delivery, once you do.
Scope, assumptions and what you get, fixed in writing before anything is built.
Either side can stop here. You owe nothing beyond the diagnostic already delivered.
The model, the audit or the build – against the scope, with revision rounds included.
Everything handed over: files, accounts and the workbook behind the figures.
If it does not match what was agreed, say so and it is put right. Each practice page states what comes back if it cannot be.
We are not paid to produce a yes. The model says what your numbers say. If a lender still declines, that is an answer about the business rather than a fault in the work – and the plan that told you so before the bank did is the one that was worth buying.
Nothing about the work is hidden. Two published cases follow in the format a client receives – the model, the segmentation, the assumptions we would have to defend. Only what identifies the client is removed.
Don't take our word for it. Read the work
Two anonymized demonstration cases. The same standard of work you receive.
A first-time operator needed CSBFP financing. We built the loan-ready 5-year model and the full business plan behind the application.
High because the loan is small against the cash flow that services it – CA$70.9K of financing, not a leveraged buyout. Source: the audited 5-year integrated model behind the CSBFP application. The 1.25× covenant still holds with Year-1 revenue 21% below plan, labour and occupancy held fixed.
We segmented 843 clients by lifetime value, priced every entry point over three years, and found the clinic's most valuable client walking in through the door fewest clients used.
Source: Clariva segmentation of 843 anonymized client records over 12 months – 4,028 visits – modelled to a 3-year horizon. Figures rescaled to protect confidentiality; ratios preserved.
Canada's counter-tariffs are in force from 8 September. The Tariff Check finds your lines among the 893, prices the duty into your margin, EBITDA and loan coverage, and prints a page for the bank. No sign-up; nothing you type leaves your browser.
Open the Tariff Check →Small by choice. Senior by default
A decade of financial modelling behind corporate deals. Five years of it on staff in KPMG's Deal Advisory, and since then on contract, brought in on the transactions that need that level.
The same standard now goes into plans for small and mid-sized businesses. A lender's questions do not get easier because the amount is smaller – the discipline that clears a corporate credit committee is the discipline that clears yours.
M&A transactions worth over $5 billion. Before KPMG: Financial Controller at a global corporation, and a credit underwriter at a retail bank – the side of the table that says yes or no.
“I spent five years on the side of the table that says yes or no. That is the side I build your plan from.” – Artur
Twelve years in marketing strategy, from local businesses to global brands including Microsoft – building growth systems that behave predictably.
The pattern she keeps meeting: businesses burn money on ads and agencies while the real profit leaks sit in pricing, positioning and the customer journey, where nobody is looking. An entrepreneur herself, she writes a growth plan with named targets and the numbers that measure whether they are being hit.
“Almost every business I audit is already paying for the answer somewhere in its own records.” – Daria
Proudly Canadian, for Canadian owners.
Not sure which one you need?
Write to us in one sentence what's on your mind – a loan that has to go through, clients who stopped arriving, a website you would rather nobody saw. We'll tell you which of the three fits, or that none of them do yet.